I've just realised that the past two and a half years of my working life were spent mostly waiting for my paycheck. I've practically lived from paycheck to paycheck, having spent my entire salary by the first week of the month and then would desperately count the days to the end of the month. It didn't change matters much once I got a well-paying job. Apparently I've found many more things to do with the extra money.
I've often wondered how people survived on as little as 3000 rupees a month. There are whole families out there who live on that much (little) money. How do they do it? Even if I've managed to spend just under maybe say 5 grand for the first three weeks (and that's not counting my rent and phone bill, etc. Ahem.), in the last week I manage to blow up the rest in a grand display of lights and colours. Hell, why the last week; it could even be the last friggin day of the month before salary day. Sigh. It has been close to impossible for me to maintain a stable savings account. Which is why my dad never ceases to be amazed at why, despite having worked for the last 26 months, I still run to him for money. Hey, at least I only do it when I really have to (like for example during that credit card crisis; sigh, those were the good old days).
Thanks to a boyfriend who likes to save, I have somewhat regulated my spendings (with a stern rap on my knuckles if I happen to reach out for a 33rd pair of shoes) so I don't exactly have nothing to live on by mid month anymore. Still, I can't wait till next month so I can consider buying meself a new phone. Or maybe the iPod Touch. Or then again...
Thursday, October 09, 2008
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2 people are racking their wee brains on this one:
I'm sorry, but every thing I read is blaming the consumers for over-spending. While I do agree we all share in the blame, how do you stick to a budget when gas prices are shoot sky high - out of the blue - which triggers a snowball effect with groceries and everything else. I work for a grocery distributor and some items have had price increases four times or more so far this year. Another thing if the government and these large corporations can't balance their budgets, how can we?
And let me tell you, jdbgps (whoo, now that's a tongue-twister!) that in India it's a pretty darned tough thing to earn and save even while the going's good. Therefore, the only people who are rich are the ones who sit and home and watch tv all day and don't socialise. And then save up all their money till the day that they die. I think I'm happier.
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